This site will help you to understand what your current credit report has on it. The Federal Law mandates that you have access to one free credit report annually. Remember, there are three credit bureaus and each one works differently (Experian, Equifax, and TransUnion). https://www.annualcreditreport.com/cra/index.jsp.
This site known as Fair Isaac Corp created the score FICO. It’s the most common score around. It includes a number from 350-850 and a prediction that shows how late you might be on loan. It includes information from all three credit bureaus. http://www.myfico.com.
Fair Credit Reporting Act
This act was created to give law to credit reports. It governs and protects and is partly the reason why you have access to a free monthly credit report. It was enacted because credit reports are important and more and more, relied upon for jobs, hosing and more.
Equifax, TransUnion and Experian
The credit bureaus have a lot of helpful information on their sites about credit, and the ability to purchase reports if you have already received your free report for the year.
USA Credit Repair offers professional credit repair for bad credit in our local Louisville,KY office. We are a nationally known company, with guaranteed results. We ensure that inaccurate information is removed from credit reports and that negative information is filtered correctly. We work with clients in all 50 states.